Worldwide Sporting Goods
Financial Worksheet
Calculating the Periodic Payments
You need to borrow $600,000 for a building project.
The yearly interest rate of the loan will be 8.5%,
and the company will be making payments over 15 years. 
Line Callout 4:    =PMT(B14,B15,B13)
The PMT function determines the yearly payments. 
Principal (pv)  $ 600,000 Payment
Interest (rate) 8.50% Per Year
Term/years (nper) 15 ($72,252)
Worldwide Sporting Goods
Financial Worksheet
Calculating the future value of a series of equal payments
Will be investing $20,000 per year in
an account with 8% interest for 15 years.
The Future Value function determines the value of the account after the last payment.
Payments (pmt)  $  (20,000) Future Value
Interest (rate) 8.00% $543,042
Term/years (nper) Line Callout 4:    =FV(B37,B38,B36)
15